The typical debt fighter pays $33/month for YNAB + EveryDollar. That's $396/year — $1,328 over 3 years with SaaS inflation. Helix includes invoicing as a built-in module for $279 once. Break even in 8.5 months.
That's 18 hours of your work every year — just to pay for software you don't own.
Select the tools you're paying for. Watch the total climb.
You own your Dave Ramsey's EveryDollar (free tier). You bought it once. Why are you renting your invoicing?
$33/month. Every month. Forever. That's not a tool — that's a tax.
Professional invoicing with payment tracking, reminders, and automated follow-ups. Plus scheduling, CRM, task management, and a full QuickBooks-style accounting suite. All connected. All yours. Forever.
The average debt fighter pays YNAB ($15/mo), EveryDollar ($18/mo) — a total of $33/month or $396 per year. With SaaS prices rising 11.4% annually (five times general inflation), that stack will cost $1,328 over three years and $2,485 over five. Helix replaces all of it for $279, paid once. You break even in 8.5 months. After that, every dollar your competitors spend on subscriptions is money you keep. At median debt fighter earnings, $396/year in software represents 18 hours of work — time spent earning money just to hand it to SaaS companies for tools you never own.
Yes. The invoicing module is designed for debt fighters who need to professional invoicing with payment tracking, reminders, and automated follow-ups. Plus you get scheduling, CRM, time tracking, and full accounting — tools most debt fighters end up needing anyway. $279 total for everything.
$279 spread over 3 years is $7.75/month. You're currently paying $33/month for YNAB + EveryDollar — that's $1,328 over 3 years. Helix saves you $1,049 over that period. The math isn't close.
30-day money-back guarantee. Full refund, no questions. If Helix doesn't save you $500 in year one, you get every penny back.
Yes. Export your data as CSV, import into Helix. Most debt fighters are fully switched in 1-2 days. Run both in parallel until you're confident — zero risk.
The median debt fighter earns $45,000/year. Software subscriptions at $396/year represent 0.9% of that income — every single year. Helix at $279 once is 0.62% of annual income, paid one time. The difference compounds every year you operate.
Most debt fighters cobble together 3-5 separate apps — one for scheduling, one for invoicing, one for bookkeeping, maybe another for client management. Each one charges monthly. None of them talk to each other. So you end up copying client info between apps, manually reconciling invoices with your books, and losing track of details that fall through the cracks.
Helix takes a different approach. All 11 modules share one data source. Finish a job → invoice auto-generates. Track time → it feeds your billing. A client books online → their info appears in your CRM. No Zapier. No CSV exports. No "did I update that in the other app?" $279 once — or $99 today and two more payments — and you own the entire integrated system. 30-day money-back guarantee.
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Your exact YNAB + EveryDollar cost, 8.5-month break-even math, and 5-year projection.
Pricing verified March 2026. SaaS inflation rate: 11.4% YoY (5x general inflation).