SIMPL is $199 once. Real P&L, balance sheet, budgeting, net worth tracking. Own it forever — no subscription.
Bottom line: FreshBooks costs $516/year. SIMPL is $199 once. Break-even at 5 months. Over 5 years you save $3,040.
FreshBooks is invoicing software that added some accounting. SIMPL is financial software that covers the full picture — P&L, balance sheet, budgeting, net worth. If you live and die by invoicing workflows, stay with FreshBooks. If you want to understand your finances, SIMPL does more for $199 once.
| Plan | Annual | Monthly |
|---|---|---|
| Lite | $276/yr | $23/mo |
| Plus | $516/yr | $43/mo |
| Premium | $840/yr | $70/mo |
| SIMPL | $199 once | — |
| Feature | FreshBooks | SIMPL |
|---|---|---|
| Price | $516/yr | $199 once |
| P&L Statements | ✓ | ✓ |
| Balance Sheet | ✗ | ✓ |
| Net Worth Tracking | ✗ | ✓ |
| Zero-Based Budgeting | ✗ | ✓ |
| Envelope System | ✗ | ✓ |
| Debt Snowball / Avalanche | ✗ | ✓ |
| Schedule C IRS Mapping | ✗ | ✓ |
| 1099 Summary | ✗ | ✓ |
| Quarterly Tax Estimates | ✗ | ✓ |
| Receipt Capture & OCR | ✗ | ✓ |
| Works Offline | ✗ | ✓ |
| Local-First Data | ✗ | ✓ |
| Subscription Required | Yes | No |
| Can Be Shut Down | Yes | No |
FreshBooks is pre-selected below. Add any other tools you pay for to see the full 5-year picture.
FreshBooks costs $516/year. Over 5 years with 11.4% SaaS inflation that's $3,239. SIMPL is $199 once — break-even at 5 months.
SIMPL has P&L, balance sheet, zero-based budgeting, net worth tracking, 21 financial reports, debt snowball/avalanche, Schedule C IRS mapping, and receipt OCR. Most of what FreshBooks does, plus more.
Yes. Export your transactions, categories, and budgets from FreshBooks as CSV. SIMPL imports that format directly.
Yes. $199 once, no subscription, no renewal, no mandatory upgrades. You own the license. Future versions may be available as optional paid upgrades, but the version you buy will keep working forever.
SIMPL uses Plaid for bank sync (the same infrastructure most finance apps use). The difference: your transaction data lives in your SIMPL instance, not in our servers. We never see your balances. You can also run SIMPL entirely offline and enter transactions manually.
SIMPL ($199) is the financial suite: P&L, balance sheet, budget, reports, tax prep. Helix ($279) includes everything in SIMPL plus CRM, scheduling, invoicing, time tracking, and job management. If you run a service business, Helix. If you just need to manage your money, SIMPL.
30-day money-back guarantee. No questions, no "cancel flow," no retention calls. Email us and we refund.
SIMPL is financial management. If you also need CRM, scheduling, invoicing, and job tracking, Helix Full Suite is $80 more ($279 total) and includes everything. Same one-time model, same ownership.
One payment. Yours forever. No renewals, no upgrades, no rug pulls.
Get SIMPL — $199 See Helix Full Suite — $279