SIMPL is $199 once. Real P&L, balance sheet, budgeting, net worth tracking. Own it forever — no subscription.
Bottom line: Mint shut down 2024-03-23. 3.6M users were forced into Credit Karma. SIMPL is $199 once and runs on your device — no shutdown risk, no forced migration, no ad targeting.
Mint was free. Then it was dead. 3.6 million users woke up and found their financial history shoved into Credit Karma. SIMPL is $199 once and lives on your device. There is no company to shut it down, no forced migration, no ad-targeting system inheriting your data. One payment, yours forever.
| Feature | Mint | SIMPL |
|---|---|---|
| Price | Dead | $199 once |
| P&L Statements | ✗ | ✓ |
| Balance Sheet | ✗ | ✓ |
| Net Worth Tracking | ✓ | ✓ |
| Zero-Based Budgeting | ✗ | ✓ |
| Envelope System | ✗ | ✓ |
| Debt Snowball / Avalanche | ✗ | ✓ |
| Schedule C IRS Mapping | ✗ | ✓ |
| 1099 Summary | ✗ | ✓ |
| Quarterly Tax Estimates | ✗ | ✓ |
| Receipt Capture & OCR | ✗ | ✓ |
| Works Offline | ✗ | ✓ |
| Local-First Data | ✗ | ✓ |
| Subscription Required | Yes | No |
| Can Be Shut Down | Already was | No |
Mint is pre-selected below. Add any other tools you pay for to see the full 5-year picture.
Mint is shut down as of 2024-03-23. SIMPL is $199 once and lives on your device — no shutdown risk.
SIMPL has P&L, balance sheet, zero-based budgeting, net worth tracking, 21 financial reports, debt snowball/avalanche, Schedule C IRS mapping, and receipt OCR. Mint does not have real P&L or balance sheet reporting — SIMPL does.
If you exported from Mint before shutdown, yes — SIMPL imports standard CSV. If you did not export in time, you can start fresh with bank sync and rebuild from your statements.
Yes. $199 once, no subscription, no renewal, no mandatory upgrades. You own the license. Future versions may be available as optional paid upgrades, but the version you buy will keep working forever.
SIMPL uses Plaid for bank sync (the same infrastructure most finance apps use). The difference: your transaction data lives in your SIMPL instance, not in our servers. We never see your balances. You can also run SIMPL entirely offline and enter transactions manually.
SIMPL ($199) is the financial suite: P&L, balance sheet, budget, reports, tax prep. Helix ($279) includes everything in SIMPL plus CRM, scheduling, invoicing, time tracking, and job management. If you run a service business, Helix. If you just need to manage your money, SIMPL.
30-day money-back guarantee. No questions, no "cancel flow," no retention calls. Email us and we refund.
SIMPL is financial management. If you also need CRM, scheduling, invoicing, and job tracking, Helix Full Suite is $80 more ($279 total) and includes everything. Same one-time model, same ownership.
One payment. Yours forever. No renewals, no upgrades, no rug pulls.
Get SIMPL — $199 See Helix Full Suite — $279