Head-to-head feature and pricing breakdown. Honest about what each tool does best.
Bottom line: Mint shut down 2024-03-23. SIMPL is $199 once and cannot be shut down — it runs on your device.
| Feature | Mint | SIMPL |
|---|---|---|
| Price | Dead | $199 once |
| 5-Year Cost (with inflation) | $0 | $199 |
| P&L Statements | ✗ | ✓ |
| Balance Sheet | ✗ | ✓ |
| Net Worth Tracking | ✓ | ✓ |
| Zero-Based Budgeting | ✗ | ✓ |
| Envelope System | ✗ | ✓ |
| Debt Snowball / Avalanche | ✗ | ✓ |
| Schedule C / 1099 Tools | ✗ | ✓ |
| Quarterly Tax Estimates | ✗ | ✓ |
| Receipt Capture + OCR | ✗ | ✓ |
| 21 Financial Reports | ✗ | ✓ |
| Works Offline | ✗ | ✓ |
| Local-First Data | ✗ | ✓ |
| Subscription Required | Was | No |
Was the default free budgeting app for 15 years. Clean category-based tracking and alerts. You are migrating off and want a familiar interface.
You want to own your tools, stop paying subscriptions, keep your financial data on your own device, and never worry about a vendor shutting down or hiking prices. $199 once. Breaks even at immediately months, then zero forever.
Mint pre-selected. Toggle other tools to see your full stack.
SIMPL, because Mint is gone and cannot be "cheap" at any price.
Was the default free budgeting app for 15 years. Clean category-based tracking and alerts. SIMPL focuses on financial management — P&L, balance sheet, budgeting, tax prep — and does those better than Mint.
Real P&L statements. Balance sheet. Zero-based budgeting. Schedule C IRS line mapping, 1099 summary, quarterly tax estimates, receipt OCR, 21 financial reports, offline mode, local-first data storage, and one-time pricing.
$199 one-time. No subscription. No renewal. No upgrade pressure. You buy the license once and keep it. Future major versions may be optional paid upgrades, but the version you buy keeps working forever.
Yes. There's a free demo mode with sample data so you can test every feature before paying. Plus a 30-day money-back guarantee on purchase — no-questions refund.
Yes. SIMPL is the financial-only subset of Helix. If you just need to manage money, SIMPL ($199). If you also need CRM, scheduling, and invoicing, Helix ($279). Same codebase, same team, same ownership model.
One payment. No subscription. No shutdown risk.
Get SIMPL — $199 See Helix Full Suite — $279